Car Insurance Beaufort, SC

Whether you’re driving down Robert Smalls Parkway, past the Marine Corps Air Station, or anywhere else in Beaufort, SC, it’s good to know that you have the right car insurance protecting you and your vehicle.

Beaufort Auto Insurance

As a local company, Hilton Head Insurance & Brokerage provides the in-depth knowledge you need. Plus, we add the experience of licensed insurance agents deeply knowledgeable about required and optional car insurance for customers in Beaufort and throughout South Carolina.

You have many options for buying insurance, directly or through an agent. However, partnering with an agent carries many benefits. We advocate for our customers in case of an accident or other claim and may even save you money by bundling your vehicles under one policy or combining your auto policy with other essential insurance. Also, when you call your insurance company with questions, you receive concierge treatment because insurers value the business of local agents.

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Do you like to save money? By bundling all your insurance with a single agent, you may benefit from multi-policy discounts. Talk to your agent about ways that you can save money by consolidating your coverage under the same local car insurance agents in Beaufort.

Types of Car Insurance in Beaufort

Our agents can walk you through car insurance options, including state requirements and recommended optional coverage. Let’s start with the state requirements for bodily injury, property damage and uninsured motorist insurance.

  • In South Carolina, the minimum car insurance requirements include $25,000 of bodily injury coverage per person ($50,000 for all passengers per accident). Additionally, you’ll need at least $25,000 of property damage coverage. However, modern vehicles often cost much more than that to replace or repair, so it may benefit you to carry additional protection.
  • Finally, South Carolina requires uninsured motorists insurance, which protects you in an accident involving an underinsured or uninsured driver. Uninsured/underinsured coverage includes $25,000 of bodily injury per person ($50,000 total per accident) and $25,000 of property damage. Thanks to this coverage, you can receive reimbursement if another driver damages your vehicle but doesn’t have enough insurance to pay for the repairs.

Keep in mind that there are other types of insurance available to give you peace of mind while driving through Beaufort, all of South Carolina, and beyond. We can help you determine the benefits of collision, comprehensive, and medical payments coverage.

Collision Coverage

Comprehensive Coverage

Medical payments Coverage

Collision coverage will cover damage to your own vehicle in case of an accident. Comprehensive coverage can help you recover from non-accident losses due to theft or weather events. Meanwhile, medical payments coverage pays for injuries experienced by yourself or other passengers.

There are numerous other policies that can enhance your confidence on the road. For example, we can connect you with coverage for towing, rental car reimbursement, and roadside assistance.

When you speak with the team at Hilton Head Insurance & Brokerage, you get straight answers and honest opinions about the right car insurance for you.

Reliable Insurance in Beaufort, SC

You deserve the very best when it comes to car insurance agents in South Carolina. At Hilton Head Insurance & Brokerage, we do more than talk about customer service. We hold ourselves to a higher standard of excellence than our competitors for multiple reasons. First, we want your business and we want you to tell others about our commitment to our clients. Second, we understand that you rely on us to help you make financially sound decisions and procure the right coverage from reputable insurance companies.

As a local insurance agency, we know that our customers are also our neighbors. We are committed to this community and look for ways to save you money and add protection to your vehicles. You can also count on fast responses when you have urgent questions.

If you want to deal with a local insurance company in the Beaufort area that considers your problems their own, then contact the experienced team at Hilton Head Insurance & Brokerage today.

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