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As a homeowner, it’s important to stay on top of your insurance policy and make sure that you are properly protected. But with so many other things going on in your life, how often should you actually review your homeowners insurance policy?

When considering homeowners insurance, it’s important to ask yourself if your policy covers natural disasters. Depending on where you live, natural disasters can range from hurricanes and floods to tornadoes and earthquakes. If your home is located in an area prone to these types of events, it’s critical that you ensure you’re covered against them.