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A flood insurance policy protects your property from rising water. Rising water is anything that starts from the ground and works its way up. Examples of rising water are:
Any of these examples could cause water to rise gradually and eventually work its way into your home.
There are only two markets to get flood insurance from:
What does my flood zone mean?
Hilton Head Insurance & Brokerage is a local family owned and operated agency that serves the Carolina Lowcountry and beyond! We provide caring, personal service and we know you will like the way we do business.
Not sure your flood zone? Give our agents a call and let them help you make sure you have the coverage you need.
For more information on the FEMA program, please visit this site https://www.fema.gov/national-flood-insurance-program
For comprehensive explanation of flood insurance, we recommend this article https://www.iii.org/article/spotlight-on-flood-insurance
When people think of floods they usually think of big events like hurricanes. But floods can also be caused by tropical rains which we experience all of the time here in Southwest Florida. Flooding can happen anywhere, but certain areas are especially prone to serious flooding. To help communities understand their risk, FEMA flood zone maps have been created to show the location of high-risk and moderate-to-low risk. We use the Collier County flood maps to identify your specific flood insurance risk.
Our expert flood insurance agents will happily assist you in choosing the right flood insurance coverage for your Hilton Head Island property. As a leading general agent, our team provides multiple insurance options when it comes to protecting your home, business, and assets from flood loss in South Carolina. Water damage is considered a ‘flood’ when two or more acres or two or more properties are affected by water rising from the ground up; flood protection isn’t typically covered under a standard homeowner insurance policy.
As a general agent, Hilton Head Insurance & Brokerage is able to offer both new and existing customers access to private carrier flood insurance options. This includes the same standard policy as the government backed NFIP, but with more coverage solutions and more competitive yearly premiums. Why choose Private Insurance for your flood insurance policy?