Protecting The Lowcountry

Home – Auto – Business – Flood – Boats

Service Is Our Most Important Product

Customized Coverages To Protect You From The Perils Of Everyday Life

We are a full service, Independent Insurance Agency that has served the Lowcountry and beyond. As a discerning, family owned agency, we have partnered with the most respected insurance companies in the industry. Whether it’s personal or business, we have the experience and the resources to tailor an insurance program to fit your individual needs. 

We take pride in providing quality service, rates and coverage options tailored to your individual needs. We offer a wide variety of coverages and carrier options. Hilton Head Insurance and Brokerage specializes in providing affordable insurance options to a range of clients from the ultra-preferred to those with more basic requirements.

Service Is Our Most Important Product

Protect The Ones That You Love With The Right Insurance Policy Today

Learn About Insurance Products For Your Home, Car, Boat, and More In The Hilton Head & Bluffton Area

Independently Owned & Operated

Hilton Head Insurance and Brokerage is one of the top insurance agencies in the Lowcountry. We work with quality insurance companies and employ dedicated insurance professionals. We’re committed to providing quality insurance services, and building long term relationships with our clients.

Why use Hilton Head Insurance and Brokerage?…..Why wouldn’t you?

Need an auto insurance quote, a homeowners quote, or are you looking for an umbrella policy? As an independent insurance agent, we can help you evaluate and compare the products of several insurance companies to help you find the insurance solution that best meets your needs. We’ll work hard to warn you of potential risks, and strive to get you the most value out of your insurance. We’ll work to explain all of your options in plain English. And help you make the choices that are right for you.

Meet Our Team


Navigating insurance on one’s own can be a laborious task, often leaving individuals confused and unsure if their plan has the protection they need.

Our Team

Services We Offer


As independent insurance agents, we’ll research rates and coverage from top insurance companies to find the best insurance rates and insurance plans for you.

Read More

Read Our Blog


We strive to stay up to date on the latest in the insurance industry, but we like to keep our clients up to date on info that can better help them and offer guidance.

Our Blog

Reliable Insurance Choices

We are committed to a high standard of excellence in all that we do and to establish a firm relationship of mutual trust and service with each of our clients. We do not work for an insurance company; we work for you. We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.

  • We are local and committed to our community
  • We look for ways to save you money
  • We communicate quickly with our clients
  • We treat the client’s needs as if they were our own
  • We are interested in people and their problems

Don’t Just Take Our Word For It….

Read Our Reviews

Jeff, one of the people responsible for the smooth operation of this company can sure take a load off everyone’s mind. This should be on everyone’s short list when it comes to anything insurance related. Great service at even better prices. Would do business again any time.

Bogdan Blai

After hearing numerous horror stories from our roofing customers and their homeowner’s policies, I began suggestimg that they give Jeff Hedden at Hilton Head Insurance a call to see if could find them a policy with right level of coverage. I ha…
Mathew Pratt

Jeff Hedden reviewed my commercial insurance and wrote my new policy with more appropriate coverage at a fair price. He is honest and thorough, and I highly recommend the firm.
Laurie Brown

Travers does wonderful work! He is personable and explains everything at the most basic level so I could really understand what I was looking at! Extremely professional and always “shows up”, great guy and company!
Taylor Lomprez

Jeff of Hilton Head Insurance and Brokerage is awesome! He provides excellent insurance services at the best possible price. It’s the customer service that sets Jeff and his company apart. He answers the phone, he returns calls, and works fast …
David Corneliussen

We have been very pleased with the coverage and service our group receives through Jeff and Gary. They are knowledgeable and very helpful without the high pressure sales tactics so often experienced. I would highly recommend them for personal a…
Kathy Allen Dunigan

Are you looking for insurance in Hilton Head, Bluffton, or the Lowcountry?

Proper protection for you, your family, and the assets you work so hard to earn are the reason our agency exists. In many cases, we do not provide instant quoting for several important reasons. People rely on our knowledge and expertise to coordinate their insurance program. Without this professional assistance, many people find they may have dangerous gaps in their coverage and may be personally liable for losses which were unknowingly omitted.