PROPERTY INSURANCE ON HILTON HEAD
We’re a Firm Of Proven Professionals
Protecting Your Home From Everyday Risks
Hilton Head Insurance & Brokerage is a full lines independent agency, covering the Lowcountry and beyond, that strives to provide our customers with the best insurance coverage to meet their needs. We work with you to build the perfect package, at the best price. Whether its coverage to protect your home, your vehicle or your business, we want to make sure the right coverage is in place. Treating our customers as family with individualized service and making sure we are available to you is our way of doing business.
Hilton Head Homeowners Insurance
We look forward to working with you to make sure your home and property are properly covered. One the of unique situations about living close to the ocean is that many of the more recognized carrier names in insurance do not write coastal home insurance policies. That may mean that if you are moving to the area from another state, your current home insurance carrier may not write a policy this close to the coast.
The good news is that we have multiple carriers that will write home policies in our area, their names just may not be as recognizable to you. When we choose the carriers we want to represent we make sure that they are A-rated with a quality reputation across the industry. We would write our own personal insurance policies with any of the carriers we represent.
When you are ready to request a quote there are some pieces of information that our agents will ask you for in order to complete the quote. That information will include the age of the home, the age of the roof, and any updates made to the home. Proximity to the coast makes a difference in a home insurance quote specifically for the insurance deductibles offered with the policy.
Hilton Head Insurance & Brokerage is a local family owned and operated agency that serves the Carolina Lowcountry and beyond! We provide caring, personal service and we know you will like the way we do business.
Looking to quote new home construction off the island? In order to “shop” the greatest number of insurance carriers, our agents will need your Date of Birth and Social Security Number.
Information to provide when requesting an older home insurance quote near the coast:
- Address
- Age of home
- Age of roof
- Any updates made to the home
- Distance to the water
Information to provide when requesting a new home insurance quote:
- Address
- Age of home
- Age of roof
- Any updates made to the home
- Date of Birth
- Social Security number
Quotes on newer homes can often be returned to you in a couple of hours. Quotes for older homes near the water may take a day or two to return.
We look forward to partnering with you to make sure your home insurance provides the most comprehensive coverage and peace of mind possible.
For a detailed explanation of property insurance we recommend the following article. https://www.iii.org/article/what-covered-standard-homeowners-policy